Bank Pérenne Inter offers a complete range of banking services adapted to the needs of businesses and institutions. Discover how our solutions can help your organization thrive.
We offer you Services for Individuals, Services for Businesses, Services for Institutions up to Specialized Services
Services for Individuals
Bank Accounts
- Current accounts : Used for daily banking operations such as deposits, withdrawals and payments.
- Savings accounts : Intended to accumulate savings with interest.
- Term accounts : Fixed rate savings accounts with a defined term.
Bank Cards
- Debit cards : Allow you to pay directly from the bank account.
- Credit cards : Allow you to buy now and pay later with a line of credit.
- Prepaid cards : Loaded in advance and used for payments without a direct link to a bank account.
Loans and Credits
- Mortgage loans : Financing for the purchase of real estate.
- Personal loans : Unsecured loans for various needs.
- Consumer credits : Loans to finance purchases of goods and services.
Investment Services
- Brokerage accounts : Allow you to buy and sell securities.
- Portfolio management : Professional investment management.
- Investment advice : Personalized recommendations for investing.
Insurance
- Life insurance : Financial protection in the event of death.
- Home insurance : Coverage for home damage.
- Automobile insurance : Coverage for vehicles.
- Health insurance : Coverage of medical expenses.
Online and Mobile Services
- Online banking : Account management via the internet.
- Online payment services : Secure payments via the internet.
- Alerts and notifications : Receive real-time alerts and notifications on your account activities and transactions.
Asset Management Services
- Financial planning : Strategies for achieving long-term financial goals.
- Wealth management : Personalized services for wealthy individuals.
- Estate planning : Management of the transfer of assets.
Exchange and Money Transfers
- Currency exchange : Conversion of foreign currencies.
- International transfers : Sending money abroad.
- Western Union Services : Fast money transfers around the world.
Services for Businesses
Business Accounts
- Professional current accounts : For daily banking operations of businesses.
- Company savings accounts : To accumulate savings with interest
Financing
- Operating credits : Short-term loans to finance the operating cycle.
- Business Loans : Loans for long-term investment needs.
Treasury Services
- Cash management : Optimization of the company’s liquidity.
- Payment services : Solutions for making and receiving payments.
- Management of receivables and debts : Optimization of incoming and outgoing cash flows.
Payment Solutions
- Payment terminals : Equipment to accept card payments.
- Online payment services : Solutions for internet payments.
- E-commerce solutions : Integration of payments into online commerce platforms.
Investment Services
- Asset management : Professional management of company investments.
- Dedicated investment funds : Collective investments for businesses.
- Investment advice for businesses : Investment recommendations tailored to businesses.
Business Insurance
- Civil liability insurance : Protection against third party claims.
- Property insurance : Coverage of company property.
- Business interruption insurance : Protection against business interruptions.
International Trade
- Letters of credit : Guarantee of payment in international trade.
- Bank guarantees : Commitment by the bank to guarantee compliance with contractual obligations.
- Foreign exchange services and foreign exchange risk hedging : Protection against exchange rate fluctuations.
Consulting and Support Services
- Financial strategy consulting : Assistance in developing financial strategies for business growth and development.
- Legal and tax support : Advice and assistance in matters of tax and legal regulations.
- Takeover and merger services : Assistance with mergers, acquisitions and business takeovers.
Services for Institutions
Investment Banking Services
- Mergers and acquisitions : Advice and financing for merger and acquisition transactions.
- Securities issues : Assistance in raising capital through the issuance of shares or bonds.
- Strategic consulting : Consulting services for strategic decisions.
Market Services
- Trading : Purchase and sale of securities on the financial markets.
- Derivatives : Financial instruments for risk management.
- Research and analysis services : Market analysis and investment recommendations.
Custody Services
- Custody of securities : Storage and management of financial securities.
- Settlement services : Execution of financial transactions.
- Fund administration : Administrative services for investment funds.
Structured Financing
- Project financing : Financing for specific projects.
- Infrastructure financing : Financing for long-term infrastructure.
- Securitizations : Transformation of financial assets into negotiable securities.
Risk Management
- Hedging of exchange rate, interest rate and credit risks : Protection against financial risks.
- Risk management solutions : Strategies to minimize financial risks.
- Audit and risk assessment : Analysis and assessment of financial risks for proactive management.
Liquidity Management Services
- Cash flow optimization : Solutions to maximize the institution’s liquidity management.
- Cash flow management : Strategies for managing cash inflows and outflows.
- Interbank lending solutions : Facilitation of loans between financial institutions to manage liquidity needs.
Specialized Services
Private Bank
- Personalized services for wealthy clients : Exclusive services for high-income earners.
- Wealth management and investment advice : Management and optimization of financial assets.
- Exclusive and personalized services : Specific benefits and services for wealthy clients.
Online Banking
- Fully online banking services : Management of accounts and transactions via the internet.
- Opening of accounts, transfers and management via the internet : Ease and accessibility for banking operations.
Mobile Banking
- Applications for smartphones and tablets : Mobile access to banking services.
- Real-time notifications and mobile transactions : Track and manage accounts on the go.
Financial Advisory Services
- Financial planning consulting : Assistance in creating long-term financial strategies.
- Tax optimization : Tips for reducing tax obligations and maximizing tax benefits.
- Family wealth management : Financial planning for the preservation and growth of family wealth.